Mutual Funds

Mutual funds are the keys to simplified wealth building. These professionally managed investment funds open doors to diverse investment opportunities for everyone.
Mutual funds offer a hassle-free way to invest. Skilled fund managers pool money from various investors to create diversified portfolios of stocks, bonds, and other assets.
Types of Mutual Funds

• Equity Funds: Aim for higher returns with stock investments.
• Debt Funds: Prioritize stability through bonds and fixed-income securities.
• Hybrid Funds: Balance risk and return with mixed assets.
• Index Funds: Mirror market indices for broad exposure.

Key Features:

• Professional Management: Expert fund managers handle investments.
• Diversification: Reduce risk by investing in various assets.
• Liquidity: Easily buy and sell fund units as needed.
• Transparency: Stay updated on the fund's performance.
• SIP Option: Build wealth systematically through regular investments.

Mutual funds are the ideal choice for growing your wealth without complications. Start your investment journey today for a prosperous financial future.

Income tax filing is the process of submitting details of your income, deductions, and taxes paid during the financial year to the Income Tax Department. It helps determine tax liability or refund and maintains a financial record that can be useful for visa applications, loan approvals, and more.

Types of Income Tax Returns

• ITR-1 (SAHAJ) : For individuals with income from salary, one house property, and other sources (excluding capital gains).
• ITR-2 : For individuals and HUFs not having income from business or profession.
• ITR-3 : For individuals and HUFs having income from business or profession.
• ITR-4 (SUGAM) : For presumptive income from business or profession under sections 44AD, 44ADA, or 44AE.
• ITR-5 to ITR-7 :  For firms, LLPs, AOPs, BOIs, trusts, and companies, based on their nature and activities.

Key Features

• Timely Compliance : Avoid late filing penalties and notices by filing on or before the due date.
• Expert Review : Returns are prepared and verified by qualified tax professionals.
• Maximise Deductions : We help identify all eligible deductions to reduce your tax burden.
• E-filing Assistance : Quick and secure digital filing through authorised platforms.
• Support for All Categories : Services available for salaried individuals, freelancers, professionals, businesses, and NRIs.
• Error-Free Documentation : Ensures all income sources and tax details are accurately reported.

Income tax filing is more than just a formality—it’s a vital step towards financial discipline and credibility. Whether you're salaried, self-employed, or running a business, Bhargava Capital offers personalised support to simplify your filing journey.

Insurance policies help mitigate risks by providing financial compensation for losses arising from unforeseen events like accidents, illnesses, or natural calamities. These policies ensure that you or your loved ones are financially protected, allowing you to focus on recovery without the added burden of financial strain.

Types of Insurance:

Life Insurance:

• Provides financial security for your family in the event of your passing, ensuring they are protected from financial hardships.

Health Insurance:

• Covers medical expenses for illnesses, surgeries, and hospitalizations, ensuring access to quality healthcare without depleting savings.

Motor Insurance:

• Protects your vehicle against accidents, theft, and damage, ensuring you are financially covered for repair or replacement.

Home Insurance:

• Provides coverage for damages to your home due to natural calamities, theft, or accidents, safeguarding your property and assets.

Travel Insurance:

• Offers protection against travel-related risks such as trip cancellations, medical emergencies, and lost luggage.

Features of Insurance:

Financial Security:

• Ensures that you and your loved ones are protected from financial burdens arising from unexpected events.

Customizable Coverage:

• Flexible plans designed to cater to individual needs, offering tailored protection for life, health, property, or travel.

Tax Benefits:

• Certain types of insurance policies offer tax deductions, providing financial savings along with protection.

Comprehensive Protection:

• Provides extensive coverage for a wide range of risks, ensuring peace of mind in uncertain situations.

Easy Claims Process:

• Streamlined and hassle-free claim procedures ensure you receive compensation quickly when needed the most.

Esdee Finmart offers a broad range of insurance solutions to meet all your protection needs, from safeguarding your health to securing your assets. With tailored insurance plans and expert guidance, we help you prepare for life’s uncertainties with confidence.